:root{
  --ink:#14261E;--dark:#093F2A;--green:#0E5A3C;--lime:#8CD867;--lime-dk:#79C455;
  --mint:#EAF5EF;--line:#DCE8E1;--muted:#5A6B62;--white:#fff;--soft:#CFE8DB;
  --font-head:'Sora',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;
  --font-body:'Inter',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;
  --radius:14px;--shadow:0 10px 30px rgba(9,63,42,.10);--wrapw:1180px;--navh:78px
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-padding-top:90px}
body{font-family:var(--font-body);color:var(--ink);background:var(--white);line-height:1.65;font-size:16px;-webkit-text-size-adjust:100%}
h1,h2,h3,h4{font-family:var(--font-head);letter-spacing:-.01em;line-height:1.2;color:var(--ink)}
img,svg,iframe{max-width:100%;height:auto;display:block}
a{color:var(--green)}
.wrap{max-width:var(--wrapw);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-9999px;top:0;background:var(--lime);color:var(--dark);padding:10px 16px;font-weight:700;z-index:10000}
.skip:focus{left:8px;top:8px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--lime);color:var(--dark);font-weight:700;font-size:16px;padding:15px 28px;text-decoration:none;border-radius:100px;border:0;cursor:pointer;line-height:1.2}
.btn:hover{background:var(--lime-dk)}
.btn.alt{background:var(--green);color:#fff}
.btn.alt:hover{background:var(--dark)}
.btn.ghost{background:#fff;color:var(--ink);border:2px solid var(--line)}
.btn.ghost:hover{border-color:var(--green)}
.btn.sm{font-size:14px;padding:11px 20px}

/* topbar + nav */
.topbar{background:var(--dark);color:var(--soft);font-size:13.5px;padding:9px 0}
.topbar-inner{display:flex;justify-content:space-between;gap:16px;align-items:center}
.topbar a{color:var(--lime);font-weight:700;text-decoration:none}
.topbar-where{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
#site-nav{background:#fff;box-shadow:0 1px 0 var(--line);position:sticky;top:0;z-index:100}
.nav-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;height:var(--navh)}
.logo{flex-shrink:1;min-width:0;display:block}
.logo img{height:44px;width:auto}
.nav-links{display:flex;align-items:center;gap:1.5rem;list-style:none}
.nav-links>li>a{color:var(--ink);text-decoration:none;font-weight:600;font-size:14.5px;padding:8px 0;display:inline-block}
.nav-links>li>a:hover{color:var(--green)}
.nav-links .nav-cta{color:var(--dark);padding:11px 20px;font-size:14px;background:var(--lime);border-radius:100px;font-weight:700}
.nav-links .nav-cta:hover{background:var(--lime-dk);color:var(--dark)}
.has-dropdown{position:relative}
.dd-arrow{font-size:11px;margin-left:3px}
.dropdown{position:absolute;top:100%;left:-12px;min-width:270px;padding:8px 0;margin:0;list-style:none;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:var(--shadow);opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity .18s,visibility .18s,transform .18s;z-index:1000}
.has-dropdown:hover .dropdown,.has-dropdown:focus-within .dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown a{display:block;padding:9px 18px;white-space:nowrap;color:var(--ink);text-decoration:none;font-size:14.5px;font-weight:500}
.dropdown a:hover{background:var(--mint);color:var(--green)}
.dropdown .dd-all a{font-weight:700;color:var(--green);border-top:1px solid var(--line);margin-top:4px}
.hamburger{display:none;flex-direction:column;justify-content:center;align-items:center;gap:5px;min-width:44px;min-height:44px;background:none;border:0;cursor:pointer;padding:8px}
.hamburger span{display:block;width:24px;height:2px;background:var(--dark);border-radius:2px;transition:transform .2s,opacity .2s}
.hamburger[aria-expanded="true"] span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}
.hamburger[aria-expanded="true"] span:nth-child(2){opacity:0}
.hamburger[aria-expanded="true"] span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}
.mob-drawer{position:fixed;top:0;right:0;bottom:0;width:min(330px,86vw);background:#fff;z-index:9999;transform:translateX(100%);transition:transform .3s ease;overflow-y:auto;padding:1.5rem;visibility:hidden}
.mob-drawer:not([hidden]){transform:translateX(0);visibility:visible}
.mob-drawer[hidden]{display:block;transform:translateX(100%);visibility:hidden}
.drawer-inner ul{list-style:none;margin:2.5rem 0 0}
.drawer-inner a{display:block;padding:.8rem 0;font-size:1.02rem;color:var(--ink);text-decoration:none;border-bottom:1px solid var(--line);font-weight:600}
.drawer-inner .drawer-sub a{padding-left:16px;font-weight:500;font-size:.96rem}
.drawer-inner .drawer-label{padding:.9rem 0 .3rem;font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-weight:700}
.drawer-inner a.drawer-cta{margin-top:1rem;background:var(--lime);color:var(--dark);text-align:center;border-radius:100px;border:0;font-weight:700}
.drawer-close{position:absolute;top:10px;right:10px;width:44px;height:44px;background:none;border:0;font-size:22px;cursor:pointer;color:var(--ink)}
.mob-overlay{position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:9998;opacity:0;visibility:hidden;transition:opacity .2s,visibility .2s}
.mob-overlay.visible{opacity:1;visibility:visible}

/* home hero */
.hero{background:#fff;padding:64px 0;position:relative;isolation:isolate;overflow:hidden}
.hero .hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center}
.badge{display:inline-flex;align-items:center;gap:7px;background:var(--mint);color:var(--dark);font-weight:700;font-size:13px;padding:8px 15px;border-radius:100px;margin-bottom:18px}
.badge:before{content:"\25CF";color:var(--green);font-size:10px}
.badge-alt{background:var(--lime);color:var(--dark)}
.badge-alt:before{color:var(--dark)}
.hero h1{font-size:clamp(2rem,4.2vw,2.9rem);margin-bottom:16px}
.hero h1 span{color:var(--green)}
.hero .lead{color:var(--muted);font-size:17px;max-width:520px;margin-bottom:24px}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:22px}
.trustrow{display:flex;gap:18px;flex-wrap:wrap;color:var(--muted);font-size:13.5px;font-weight:600;list-style:none}
.trustrow li:before{content:"\2713\00a0";color:var(--green)}
.statpanel{background:var(--dark);color:#fff;border-radius:var(--radius);padding:28px}
.statpanel .sp-title{font-family:var(--font-head);font-weight:700;font-size:15px;color:var(--soft);margin-bottom:12px}
.strow{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid rgba(255,255,255,.16);font-size:14px}
.strow:last-child{border-bottom:none}
.strow b{color:var(--lime);font-family:var(--font-head);font-size:16px;text-align:right}
.hero.has-hero{background:var(--dark)}
.hero.has-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(9,63,42,.94),rgba(9,63,42,.7));z-index:-1}
.hero.has-hero h1,.hero.has-hero .lead{color:#fff}
.hero.has-hero h1 span{color:var(--lime)}
.hero.has-hero .trustrow{color:var(--soft)}
.hero-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}

/* inner page header */
.pagehead{background:linear-gradient(135deg,var(--dark) 0%,var(--green) 100%);color:#fff;padding:46px 0 52px;position:relative;isolation:isolate;overflow:hidden}
.pagehead.has-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(9,63,42,.95),rgba(9,63,42,.72));z-index:-1}
.pagehead h1{color:#fff;font-size:clamp(1.75rem,3.6vw,2.6rem);max-width:820px;margin:6px 0 14px}
.pagehead .lead{color:var(--soft);font-size:17px;max-width:720px;margin-bottom:22px}
.crumbs{font-size:13px;color:var(--soft);margin-bottom:12px}
.crumbs a{color:#fff}
.crumbs span{margin:0 6px}
.zips{display:flex;gap:10px;flex-wrap:wrap;margin:0 0 20px}
.zip-chip{background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.35);color:#fff;border-radius:100px;padding:5px 14px;font-weight:700;font-size:13.5px}
.zip-label{font-size:13px;color:var(--soft);align-self:center;font-weight:600}

/* strip + emergency */
.strip{background:var(--mint);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.strip .wrap{display:flex;justify-content:space-between;padding:18px 24px;flex-wrap:wrap;gap:10px}
.stripitem{display:flex;align-items:center;gap:9px;font-weight:700;font-size:14px}
.stripitem .ic{color:var(--green);font-size:18px}
.emergency{background:var(--lime);color:var(--dark);padding:22px 0}
.emergency .wrap{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px}
.emergency h2{font-size:22px;color:var(--dark)}
.emergency p{font-size:14.5px}
.emergency .btn{background:var(--dark);color:#fff}
.emergency .btn:hover{background:var(--green)}

/* sections */
.sec{padding:76px 0;background:#fff}
.sec.alt{background:var(--mint)}
.kick{color:var(--dark);font-weight:700;font-size:13px;letter-spacing:.1em;text-transform:uppercase}
.sec h2.sec-h{font-size:clamp(1.5rem,3vw,2.25rem);margin:10px 0 28px}
.sec-intro{max-width:760px;color:var(--muted);margin:-12px 0 28px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.card .ic{width:50px;height:50px;background:var(--mint);border-radius:12px;display:flex;align-items:center;justify-content:center;font-size:23px;margin-bottom:14px}
.card h3{font-size:18px;margin-bottom:8px}
.card p{font-size:14.5px;color:var(--muted);margin-bottom:12px}
.card a.more{color:var(--green);font-weight:700;font-size:14px;text-decoration:none}
.card a.more:hover{text-decoration:underline}
.sec.alt .card{background:#fff}
.why{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.whycard{background:var(--mint);border-radius:var(--radius);padding:24px;text-align:center}
.sec.alt .whycard{background:#fff}
.whycard .num{width:44px;height:44px;background:var(--green);color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--font-head);font-weight:700;margin:0 auto 14px;font-size:18px}
.whycard h3{font-size:16.5px;margin-bottom:6px}
.whycard p{font-size:14px;color:var(--muted)}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative;margin:24px 0}
.steps:before{content:"";position:absolute;top:30px;left:12%;right:12%;height:2px;background:var(--line)}
.step{text-align:center;padding:0 14px;position:relative}
.step .n{width:60px;height:60px;border-radius:50%;background:var(--lime);color:var(--dark);font-family:var(--font-head);font-weight:700;font-size:22px;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;position:relative;z-index:2}
.step h3{font-size:17px;margin-bottom:6px}
.step p{font-size:14px;color:var(--muted)}
.steps.three{grid-template-columns:repeat(3,1fr)}
.steps.three:before{left:17%;right:17%}

/* two column article + sidecard */
.twocol{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:44px;align-items:start}
.article{min-width:0}
.article h2{font-size:clamp(1.4rem,2.6vw,1.9rem);margin:44px 0 14px}
.article h2:first-child{margin-top:0}
.article h3{font-size:1.15rem;margin:26px 0 10px}
.article p{font-size:16.5px;line-height:1.7}
main p + p{margin-top:14px}
.article h2 + p,.article h3 + p{margin-top:14px}
.article ul.plainlist{margin:14px 0 0 1.2rem}
.article ul.plainlist li{margin-bottom:8px;font-size:16.5px;line-height:1.65}
.article a{text-underline-offset:3px}
.sidecard{position:sticky;top:96px;align-self:start;background:var(--dark);color:#fff;border-radius:var(--radius);padding:28px}
.sidecard .sc-kick{color:var(--lime);font-weight:700;font-size:12.5px;letter-spacing:.1em;text-transform:uppercase}
.sidecard h3{color:#fff;font-size:20px;margin:8px 0 10px}
.sidecard p{color:var(--soft);font-size:14.5px;margin-bottom:16px}
.sidecard .btn{width:100%}
.sidecard ul{list-style:none;margin:18px 0 0}
.sidecard li{padding:8px 0 8px 26px;position:relative;font-size:14px;border-top:1px solid rgba(255,255,255,.14);color:#fff}
.sidecard li:before{content:"\2713";position:absolute;left:0;color:var(--lime);font-weight:700}
.sidecard .sc-link{margin-top:14px;font-size:14px;color:var(--soft)}
.sidecard .sc-link a{color:var(--lime);font-weight:700}

/* content components */
.tablewrap{overflow-x:auto;margin:20px 0;border:1px solid var(--line);border-radius:var(--radius)}
.datatable{width:100%;border-collapse:collapse;font-size:14.5px;min-width:520px}
.datatable th{background:var(--dark);color:#fff;text-align:left;padding:13px 18px;font-size:12.5px;text-transform:uppercase;letter-spacing:.04em}
.datatable td{padding:14px 18px;border-top:1px solid var(--line);vertical-align:top}
.datatable tr:nth-child(even) td{background:var(--mint)}
.datatable td:first-child{font-weight:700;color:var(--green)}
.tablenote{font-size:13px;color:var(--muted);font-style:italic;margin-top:-8px}
.callout{background:var(--mint);border:1px solid var(--line);border-left:5px solid var(--green);border-radius:var(--radius);padding:24px 26px;margin:26px 0}
.callout h3{margin:0 0 10px;font-size:1.1rem}
.callout p{font-size:15.5px}
.safety{background:#FFF8E6;border:1px solid #F0DFA8;border-left:5px solid #B7791F;border-radius:var(--radius);padding:24px 26px;margin:26px 0}
.safety h3{margin:0 0 10px;font-size:1.1rem}
.safety p{font-size:15.5px}
.checkcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 28px;margin:26px 0;box-shadow:var(--shadow);position:relative;overflow:hidden}
.checkcard:before{content:"";position:absolute;top:0;left:0;bottom:0;width:6px;background:linear-gradient(180deg,var(--lime),var(--green))}
.checkcard h3{margin:0 0 14px;font-size:1.1rem}
.checkcard ul{list-style:none;margin:0;display:grid;gap:12px}
.checkcard li{display:flex;gap:12px;align-items:flex-start;font-size:15.5px;line-height:1.55}
.checkcard li:before{content:"\2713";flex:none;width:24px;height:24px;border-radius:50%;background:var(--lime);color:var(--dark);display:flex;align-items:center;justify-content:center;font-weight:800;font-size:13px;margin-top:1px}
.localnote{background:var(--mint);border:1px solid var(--line);border-radius:var(--radius);padding:28px 30px;margin:34px 0}
.article .localnote h2{margin:0 0 12px;font-size:1.35rem}
.localnote .ln-kick{display:block;font-weight:700;font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--green);margin-bottom:6px}
.localnote p{font-size:16px}
.prep{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;margin:22px 0}
.prepcard{background:#fff;border:1px solid var(--line);border-top:4px solid var(--lime);border-radius:var(--radius);padding:20px 22px;box-shadow:var(--shadow)}
.prepcard h3{font-size:1.02rem;margin:0 0 8px}
.prepcard p{font-size:15px;line-height:1.6}
.callrow{display:flex;gap:18px;align-items:center;justify-content:space-between;flex-wrap:wrap;background:var(--dark);color:#fff;border-radius:var(--radius);padding:22px 26px;margin:30px 0}
.callrow p{color:var(--soft);font-size:15.5px;max-width:520px;margin:0}
.callrow .btn{flex:none}
.byline{font-size:13.5px;color:var(--muted);margin:0 0 6px}
.faq{margin:18px 0}
.faq-item{border:1px solid var(--line);border-radius:12px;margin-bottom:10px;background:#fff;overflow:hidden}
.faq-q{width:100%;text-align:left;background:none;border:0;padding:16px 20px;font:600 16px var(--font-body);color:var(--ink);cursor:pointer;display:flex;justify-content:space-between;gap:14px;align-items:center}
.faq-q:hover{background:var(--mint)}
.faq-q:after{content:"+";font-size:22px;color:var(--green);flex:none;line-height:1}
.faq-item.open .faq-q:after{content:"\2212"}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-item.open .faq-a{max-height:1400px}
.faq-a p{padding:0 20px 18px;font-size:15.5px}
.faq h3{margin:0;font-size:inherit;font-family:inherit;letter-spacing:0}
.ctaband{background:var(--dark);color:#fff;padding:60px 0;text-align:center}
.ctaband h2{font-size:clamp(1.6rem,3.4vw,2.4rem);margin-bottom:10px;color:#fff}
.ctaband p{font-size:17px;margin:0 auto 24px;color:var(--soft);max-width:640px}
.ctaband .btn{background:var(--lime);color:var(--dark)}
.insurepanel{background:var(--dark);color:#fff;border-radius:16px;padding:32px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.insurepanel h3{font-size:24px;margin-bottom:8px;color:var(--lime)}
.insurepanel p{font-size:15px;color:var(--soft);max-width:560px}
.areas{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}
.areas a{background:#fff;padding:14px;border-radius:10px;color:var(--ink);text-decoration:none;font-weight:700;font-size:14.5px;text-align:center;border:1px solid var(--line)}
.areas a:hover{border-color:var(--green);color:var(--green)}
.areas .area-zip{display:block;font-weight:500;font-size:12.5px;color:var(--muted);margin-top:2px}
.blogcards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.postcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;display:flex;flex-direction:column}
.postcard .pc-head{background:linear-gradient(135deg,var(--dark),var(--green));color:#fff;padding:22px;min-height:110px;font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;font-weight:700;position:relative;isolation:isolate;overflow:hidden}
.postcard .pc-head img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-1}
.postcard .pc-body{padding:20px 22px;display:flex;flex-direction:column;gap:10px;flex:1}
.postcard h3{font-size:17px;line-height:1.3}
.postcard h3 a{color:var(--ink);text-decoration:none}
.postcard h3 a:hover{color:var(--green)}
.postcard p{font-size:14px;color:var(--muted)}
.postcard .pc-more{margin-top:auto;font-weight:700;font-size:14px;text-decoration:none}
.mapsec{padding:0;background:#fff}
.mapwrap{position:relative;padding-bottom:36%;height:0;background:var(--mint)}
.mapwrap iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.maphead{padding:44px 0 22px}
.maphead h2{font-size:clamp(1.4rem,2.6vw,1.9rem);margin-bottom:8px}
.maphead p{color:var(--muted);max-width:760px}
.locmap{margin:22px 0}
.locmap .mapwrap{padding-bottom:56%;border-radius:var(--radius);overflow:hidden;border:1px solid var(--line)}
.contactgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:24px 0}

/* footer */
footer{background:#fff;border-top:1px solid var(--line);padding:50px 0 30px;font-size:14px}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px}
.foot-h{font-family:var(--font-head);font-weight:700;color:var(--ink);font-size:16px;margin-bottom:12px}
footer a{color:var(--muted);text-decoration:none;display:block;margin-bottom:7px}
footer a:hover{color:var(--green)}
footer p{color:var(--muted);margin-bottom:8px}
footer .foot-brand img{height:44px;width:auto;margin-bottom:12px}
footer a.foot-tel{color:var(--green);font-weight:700;font-size:16px}
.foot-legal{border-top:1px solid var(--line);margin-top:34px;padding-top:18px;color:var(--muted);font-size:13px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.foot-legal a{display:inline;margin:0 0 0 14px}

/* sticky call: mobile bar / desktop circle */
.sticky-call{position:fixed;z-index:90;background:var(--dark);color:var(--lime);font-weight:700;text-decoration:none;display:flex;align-items:center;justify-content:center;gap:8px}
.sticky-call .sc-ic{font-size:20px}
.sticky-call .sc-txt{font-size:15px}
@media(min-width:769px){.sticky-call{right:22px;bottom:22px;width:56px;height:56px;border-radius:50%;box-shadow:0 6px 20px rgba(9,63,42,.35)}.sticky-call .sc-txt{display:none}}
@media(max-width:768px){.sticky-call{left:0;right:0;bottom:0;padding:14px 16px;box-shadow:0 -6px 20px rgba(0,0,0,.15)}body{padding-bottom:62px}}

/* page-level misc */
.notfound{text-align:center;padding:90px 0}
.prose h2{margin:34px 0 12px;font-size:1.5rem}
.prose p{max-width:780px}

@media(max-width:1000px){.twocol{grid-template-columns:1fr}.sidecard{position:static}}
@media(max-width:900px){.hero .hero-grid,.insurepanel{grid-template-columns:1fr}.cards,.why,.blogcards,.contactgrid{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr;row-gap:28px}.steps:before{display:none}.steps.three{grid-template-columns:1fr}.areas{grid-template-columns:1fr 1fr}.foot-grid{grid-template-columns:1fr 1fr}.prep{grid-template-columns:1fr}}
@media(max-width:768px){.nav-links{display:none}.hamburger{display:flex}.topbar-where{display:none}.topbar-inner{justify-content:center}}
@media(max-width:600px){.cards,.why,.blogcards,.contactgrid,.foot-grid,.steps{grid-template-columns:1fr}.hero{padding:44px 0}.sec{padding:54px 0}.wrap{padding:0 18px}.mapwrap{padding-bottom:70%}.strip .wrap{flex-direction:column}.callrow{flex-direction:column;align-items:flex-start}.callrow .btn{width:100%}.localnote{padding:22px 20px}}
@media(prefers-reduced-motion:reduce){*{transition:none !important}}

.byline{margin-top:32px;padding-top:16px;border-top:1px solid var(--line);font-size:14px;color:var(--muted)}
.postcard .pc-head::before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(9,63,42,.78),rgba(9,63,42,0) 70%);z-index:-1}